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Feds to extend EI benefits to self-employed

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CTV National News: Robert Fife looks at the bill
The federal government has introduced a bill that would make EI benefits available to the self employed. If passed, the legislation could affect nearly 2.6 million Canadians.
CTV Winnipeg: Stacey Ashley on the legislation
The federal government is proposing extending EI and maternity leave benefits to self-employed people.
CTV News Channel: Finley introduces new rules
Human Resources Minister Diane Finley introduced new legislation Tuesday that will extend special Employment Insurance benefits, including maternity and compassionate-care benefits, to the self-employed.

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The last thing I want as a self employed person is more cost of doing business for insurance I am rarely if ever eligible to use. It's hard enough for employees to be eligible for EI, for self employed it will be harder. Therefore, it makes good sense for government to collect premiums from self employed persons. If it remains voluntary, I will certainly opt out!!!!! Taxes etc bleed us to the brink in this country!

Self Employed Dave

Feds to extend EI benefits to self-employed

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Feds to extend EI benefits to self-employed

The Canadian Press

Date: Tue. Nov. 3 2009 9:19 PM ET

Human Resources Minister Diane Finley introduced new legislation Tuesday that will extend special Employment Insurance benefits, including maternity and compassionate-care benefits, to the self-employed.

Finley said the self-employed will also be eligible for parental and sickness benefits.

"Our government knows that self-employed Canadians should not have to choose between their family and their business responsibilities," Finley said in a statement.

"Extending access to these benefits is the fair and right thing to do. It is good family policy, and it represents one of the most significant enhancements to the EI program in the last decade."

Under the legislation, called the Fairness for the Self-Employed Act, the self-employed would be eligible to voluntarily opt into the EI program to receive benefits that, until now, had only been available to salaried workers.

The proposals are another move by the Conservatives to reform the EI system, a campaign that was ramped up when the economic crisis hit one year ago and as the opposition parties' cries for reform grew louder.

Both the Liberals and the NDP have hammered the Conservatives over EI, and extending benefits to the self-employed was one of their key demands.

Earlier this year, Finley introduced measures to extend benefits by five weeks, boost funding for skills training by $500 million, and guidelines for streamlining service.

The government also froze EI premiums for 2010 at 2009 levels.

While Quebec already has a maternity-benefits program for the self-employed, participation is mandatory and premiums are higher.

The new federal government program would be voluntary and members would pay the same EI premiums as salaried workers.

The new bill includes the following provisions:

  • Maternity benefits for up to 15 weeks for mothers, starting up to eight weeks before the baby's due date.
  • Parental benefits of up to 35 weeks for biological or adoptive parents while they care for a newborn or newly adopted child, to be taken by either parent or shared.
  • Sickness benefits of up to 15 weeks for those who can't work due to sickness, injury or quarantine.
  • Compassionate-care benefits of up to six weeks for those who are caring for a gravely ill family member at risk of death.

"The self-employed have had little or no income protection to cope with major life events, such as giving birth, caring for a newborn or newly adopted child, being sick or injured, or caring for a gravely ill family member," Finley said.

"This government is now providing these Canadians with greater peace of mind with respect to their future financial security."

The new legislation would apply to a growing demographic in Canada. According to the last census, the number of self-employed women in Canada grew by 8.4 per cent between 2001 and 2006, and by 234 per cent between 1981 and 2006.

With files from The Canadian Press

Comments are now closed for this story

George in Calgary
said
0 0

This is a good start as long as those involved pay into the system. Now all we have to do is get the rest of the self-employed in the system as well. Payment I realize maybe a problem however it could be done quarterly as tax payments are or it could be done very much like the CPP payment done in April for those that are self employed. So yes a good step but it can be expanded and should be expanded even on a voluntary basis.


Wade Ens
said
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Self employed women deserve EI as much as any other working mother. Nice to see money going to new moms and babies instead of some liberal special interest group. good job PM Harper!


Dennis L. Krahn
said
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This program will not help the bulk of self-employed Canadians; the majority who are self-employed are no longer making babies.


Iggity Iggitity Iggitity
said
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The CONS have screwed it up again, wastefully spending more taxpayers money and going further in debt! This wasting money has to stop, and Prime Minister IGGY is the only man who can stop it!IGGY was educated and even taught at a famous American school, Harper can't claim that.


duck
said
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This legislation is all good--- but--- what about people that leave a permanent job to become self employed. They cannot collect because they have a job even if in the start up period their business may be in a loss or small income period. It would be good if they could collect at least partial bebefits until their business is up and running.


Cara B, NS
said
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Finally.


CYL
said
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paying EI to self-employed ? does this make sense !


To Dennis
said
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But Harper and the CONS don't care about those who are not making babies. That is why a lot of his policies and election promises revolved around Bree... those families that are having babies.




Stacy
said
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Too little too late for a lot of us. I was self-employed when I had my three children; I was unable to collect any maternity benefits for any of them. This is a good move, but this should have been allowed a LONG time ago!!


karen
said
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The self employed shouldn't collect EI, they haven't paid into it and their company hasn't paid into it. Most of these businesses fail, so how is the government going to collect? Fix what's broken to the peole who have paid into it for years already. Imagine living in NL & collect the max. and an AB person receives the same max. How ridiculous is this when salaries in Alberta are triple . Not to mention mortgages are 10 times as high as NL, so what security is it for an AB person to receive a whopping $800 bi-weekly, while the NL person lives like a king in his $50K house. Fix the cap system and give AB people some piece of mind.


Self Employed Dave
said
0 0

The last thing I want as a self employed person is more cost of doing business for insurance I am rarely if ever eligible to use. It's hard enough for employees to be eligible for EI, for self employed it will be harder. Therefore, it makes good sense for government to collect premiums from self employed persons. If it remains voluntary, I will certainly opt out!!!!! Taxes etc bleed us to the brink in this country!


TS
said
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This is great news. Finally. Thanks.


david sawkiw[saskatchewan farmer]
said
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Hmm, state funded promiscuity,, very interesting.


GMAN
said
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This is NOT wasting tax payers money. It wil be fully funded by the self employed just like EI is fully funded by employee deductions. When the self employed earns their paycheck they can now opt in and pay those deductions just like they pay their CPP contributions.


pdm
said
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My god how much will this cost!?! If people want to have children they should plan and budget for it. While married, we do not have children, and yet I have no right to benefits if I want a year off. A better system would be to allow ALL Canadians a year off at some point for any reason they deem - family illness, child, education, etc. This system is so unfair. Our taxes pay for education and healthcare for children, now I have to pay for another year. Insanity!!!!!!!!


iggy and the stooges
said
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so when i make a claim and its up and running, is some clowm from the EI office gonna call me in and bust my newts for not trying hard enough to land a job?


bc grrl
said
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i am self employed, as a contractor i pay taxes, i pay both into the pst and the gst. i have to file my income taxes every year just like everyone else and all benefits are calculated on how much your tax statement is for the previous tax year. simple!if you are self employed, you pay your taxes, if you did not file your return you are out of luck for benefits! simple!i had my child while i was self employed, i received nothing from the government, we did it 100% on our own. it was very hard! i see minimum wage workers struggling on the little benefits that they receive. it is a recurring story all across the board.the problem that i am seeing are those who choose to drain the system...yup, i'm going to attack the welfare moms, those who make a business out of having babies and not contributing back into the system, those are the ones that need to be looked at again! i know of many women who sit one their butts all day while their kids are in school, smoke cigarettes and drink beer, have daycare provided for them and they don't work at all! i say it is high time that those who pay in get something back, you should not be penalized because nature takes it course.


David Winter (London Ontario)
said
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Finally.... Us self employed People, were treated like second handed citizens.... Our Country was built on Self Employment, from the Fisherman, to the Farmer, from the Computer consultant, to Contractors.


Self Employed Daycare Provider
said
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This is GREAT! Adding the option to pay in or opt out is perfect. If you want to have the option to use EI benefits - you pay, if you don't think you will ever need maternity,paternity, sickness, or caregiver benefits - you don't pay. I for one will definitely opt to pay.


mrs linda ormiston
said
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well i can see nothing has really been done to address the sickness or injury benefits, didn't think there would be anything done for that,, no improvements at all,, so what the heck are you guys doing, or not doing,, i am totally disappointed in this situation, no protection for the people who get sick or injured right,, terrible,well guess i may have to return to my mp and talk some more,, or will there be any listening done,,, guess we will need another election right, seems the only time any listening is done is when an election threat comes about,,, we shall see.......thanks linda


SUE
said
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Well this should make the NDP happy for 15min.


HR Puffinstuff
said
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I was expecting to read that either it was Jack Layton's idea and he wants the credit or that Iggy opposes it because that is what Opposition does.


Mark in NB
said
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Duck - There is a program for people who want to leave their job to become self employed and it is financed through EI. Just ask at your local Service Canada office. Live people are usually more helpful and forthcoming than telephone people.


JimmyF in Lancaster
said
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Another costly initiative simply to buy the female vote. This is not Employment Insurance, it's Pregnancy Insurance. What has it to do with having or losing a job? Our health care system takes care of the health costs of pregnancy or sickness. And are we going to have to submit our financial statements to be interpreted by some bureaucrat to get compensation? Does our accountant have to sit in on all meetings with benefit counsellors? Nanny-state here we come!


Chris in Ontariariari-Oh!
said
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This would be a good benefit for those whose income is seasonally based.If you pay into it and are out of work than you could collect based on a percentage of your income and maybe for a stipulated calculation of time worked.I know for myself it would be good as I work for myself from about the first of June until the middle of November at which time I plow snow until the end of March and it would be helpful to have something to tide me over until my regular summer season start's.I'm sure for those who are willing to pay into it that there could be something to assist people in my situation as I am sure I am not alone.


Mary Kalau
said
0 0

Some people who have contributed comment to this topic, seem not to have read the report properly. Please read it again, or try to find out more before knocking it. As the mother of a Self Employed daughter who has 6 years of post secondary education, none of it paid by the government, and is working her butt off to make her business, as a Registered Sports and Massage Therpist viable, I am thrilled with this initiative. Self Employed people get no government help if needed, even if they wanted to opt in to pay for it. How scary is that. My daughter pays for private insurance now, which I believe is probably much more expensive then what EI would be. The new HST tax is going to kill a lot of small bussiness, especially the self employed, and I for one welcom any relief, and security they can get.


Brian fr Langley
said
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Being self employed the idea has merit. Being realistic a plan like this could be thoroughly and amazingly abused. I mean I could lay myself off then say work from home and the Govt not be the wiser. How do you police the self employed from taking unfair advantage.


Wendy
said
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Big Whoop de duh!I've been self employed on & off for years, I have collected UI twice in my life. both times I had to pay it back, because I make too much. You have to be pretty much poverty line for it to be of any benitit to you.So like I said big whoop de duh!This government must really think were all stupid.Sorry Harper it's only the 30% that voted for that is stupid. What a joke.


Lionel Morin
said
0 0

As a Self Employed person.I will not opt for this program, I would just be donating money to the pot of which I would never see, [Sorta like CPP] because I earn to much to be able to recieve. Don't worry though Canadians I pay more than my share.My Wife and I agreed to have a Parent at home and I would work very hard for their needs. It is great that some of the maternity requirements have changed over the years for the Parents and I applaud both the previous government and the current one to recognize the importance of earlier changes to E/I which has afforded one parent [Male or Female] to spend more time in the first year of a childs life. Some young couples I know, time this perfectly from their first to second child to maximize the benifet?Can't say I would have done anything different had we been afforded the same oppourtunity.Like I say I won't be opting in as the devil is still in the details on this.Oscar001,


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